# Prospectus/Berco 401(k) Plan
Source: https://planprovider.pro/companies/prospectus-berco-232023612-001

> Prospectus/Berco's 401(k) plan: 258 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Prospectus/Berco

- **Sponsor EIN:** 232023612

- **Sponsor Address:** 840 WILLIAM LANE, READING, PA, 19604

- **Plan Type:** 401(k)

- **Plan Number:** 001

- **Total Participants:** 258

- **Total Assets:** $11.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|258|$11.2M|$361,322|$784,085|

| 2023|256|$12.1M|$789,982|$699,558|

| 2022|256|$11.0M|$298,988|$613,726|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY O|Recordkeeper|$47,070|—|$47,070|

| MERRILL LYNCH PIERCE FENNER & SMITH|Investment Advisor|$18,606|—|$18,606|

| EMPOWER ADVISORY GROUP, LLC|Investment Advisor|$11,147|—|$11,147|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $76,823

- **Estimated Expense Ratio:** 0.686% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$76,981|$29,753|—|—|—|

| 2023|$61,117|$21,282|—|—|—|

| 2022|$73,155|—|$73,155|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/prospectus-berco-232023612-001)

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