# Pontiac Bancorp, INC. DB Plan
Source: https://planprovider.pro/companies/pontiac-bancorp-inc-plan

> Pontiac Bancorp, INC.'s DB plan: 106 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pontiac Bancorp, INC.

- **Sponsor EIN:** 371111348

- **Sponsor Address:** 300 WEST WASHINGTON STREET, PONTIAC, IL, 61764

- **Plan Type:** DB

- **Total Participants:** 106

- **Total Assets:** $13.4M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|106|$13.4M|$1.2M|$0|

| 2023|90|$11.9M|$731,904|$0|

| 2022|116|$13.1M|$2.4M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$48,475|—|$48,475|

| FORVIS MAZARS, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FORVIS MAZARS, LLP](https://planprovider.pro/provider/forvis-mazars-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $48,475

- **Estimated Expense Ratio:** 0.363% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$61,807|—|$48,475|—|—|

| 2023|$62,593|—|$50,689|—|—|

| 2022|—|—|—|—|—|

## Similar Plans

- [Southern Illinois Bancorp, INC.](https://planprovider.pro/companies/southern-illinois-bancorp-inc-401k-plan) — 103 participants

- [Fortress Bank](https://planprovider.pro/companies/fortress-bank-401k-plan) — 111 participants

- [First Neighborhood Bancshares, INC.](https://planprovider.pro/companies/first-neighborhood-bancshares-inc-plan-002) — 100 participants

- [Rich Land Bancorp, INC.](https://planprovider.pro/companies/rich-land-bancorp-inc-401k-plan) — 99 participants

- [American Central Financial Group](https://planprovider.pro/companies/american-central-financial-group-plan-001) — 115 participants

- [Midamerica National Bank](https://planprovider.pro/companies/midamerica-national-bank-401k-plan) — 118 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/pontiac-bancorp-inc-plan)

© 2026 PlanProvider.Pro