# Plumbers &amp; Pipefitters Union Local No. 178 DC Plan
Source: https://planprovider.pro/companies/plumbers-pipefitters-union-local-no-178-plan

> Plumbers &amp; Pipefitters Union Local No. 178&#39;s DC plan: 322 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Plumbers & Pipefitters Union Local No. 178

- **Sponsor EIN:** 431642796

- **Sponsor Address:** 2501 W GRAND ST, SPRINGFIELD, MO, 658024968

- **Plan Type:** DC

- **Total Participants:** 322

- **Total Assets:** $25.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|322|$25.0M|$2.1M|$0|

| 2023|303|$22.7M|$1.8M|$0|

| 2022|294|$20.1M|$1.7M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MORGAN STANLEY|INVESTMENT ADVISOR|$169,120|—|$169,120|

| QUALIFIED BENEFITS CONSULTANTS INC|THIRD PARTY ADMINISTRATO|$18,215|—|$18,215|

| PLUMBERS 178 GENERAL FUND|PLAN SPONSOR|$9,388|—|$9,388|

| THE WHITLOCK COMPANY|ACCOUNTANT|$9,000|—|$9,000|

| THE WHITLOCK COMPANY LLP|Auditor|$9,000|—|$9,000|

| MERTZ INSURANCE|INSURANCE PROVIDER|$6,879|—|$6,879|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY](https://planprovider.pro/provider/jp-morgan-asset-management) — INVESTMENT ADVISOR

- [THE WHITLOCK COMPANY](https://planprovider.pro/provider/the-whitlock-company) — ACCOUNTANT

- [THE WHITLOCK COMPANY LLP](https://planprovider.pro/provider/the-whitlock-company) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $221,602

- **Estimated Expense Ratio:** 0.885% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$220,788|$169,120|$9,388|$9,000|—|

| 2023|$195,981|$151,588|$9,087|$8,000|—|

| 2022|$202,112|$142,975|$8,212|—|$47,684|

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