# Plumbers And Steamfitters Local 486 Severance And Annuity/401(K) Plan DC Plan
Source: https://planprovider.pro/companies/plumbers-and-steamfitters-local-486-severance-and-annuity-401-k-plan-plan

> Plumbers And Steamfitters Local 486 Severance And Annuity/401(K) Plan's DC plan: 4,352 participants, plan year 2024 financials, providers, and benchmarks fro…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Plumbers And Steamfitters Local 486 Severance And Annuity/401(K) Plan

- **Sponsor EIN:** 521190205

- **Sponsor Address:** 7130 COLUMBIA GATEWAY DRIVE, COLUMBIA, MD, 210460000

- **Plan Type:** DC

- **Total Participants:** 4,352

- **Total Assets:** $391.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|4,352|$391.7M|$11.6M|$6.0M|

| 2023|4,163|$350.8M|$9.8M|$4.6M|

| 2022|4,161|$299.6M|$9.1M|$4.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INS CO OF AMERICA|NONE|$652,481|—|$652,481|

| ABATO, RUBENSTEIN & ABATO|NONE|$86,313|—|$86,313|

| ZENITH AMERICAN SOLUTIONS|NONE|$66,821|—|$66,821|

| BENESYS, INC.|NONE|$37,990|—|$37,990|

| SEGAL MARCO ADVISORS|NONE|$30,000|—|$30,000|

| NOVAK FRANCELLA, LLC|Auditor|$14,000|—|$14,000|

| ROBERT BENNETT|TRUSTEE|$7,701|—|$7,701|

| ANDREW GANNON|TRUSTEE|$7,701|—|$7,701|

| SEGAL SELECT INSURANCE SERVICES|EMPLOYEE|—|$6,270|$6,270|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [NOVAK FRANCELLA, LLC](https://planprovider.pro/provider/novak-francella-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $909,277

- **Estimated Expense Ratio:** 0.232% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,012,697|$30,000|$104,811|$14,000|—|

| 2023|$1,039,854|$38,100|$89,095|$22,330|—|

| 2022|$1,016,663|$717,312|$89,095|—|$102,133|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/plumbers-and-steamfitters-local-486-severance-and-annuity-401-k-plan-plan)

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