# Pipe Fitters Local Union No. 120 Insurance Fund 401(k) Plan
Source: https://planprovider.pro/companies/pipe-fitters-local-union-no-120-insurance-fund-340747441-501

> Pipe Fitters Local Union No. 120 Insurance Fund's 401(k) plan: 818 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pipe Fitters Local Union No. 120 Insurance Fund

- **Sponsor EIN:** 340747441

- **Sponsor Address:** 6305 HALLE DR., CLEVELAND, OH, 44125

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 818

- **Total Assets:** $34.4M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|818|$34.4M|$17.9M|$2.1M|

| 2023|781|$30.3M|$16.0M|$2.2M|

| 2022|722|$27.0M|$15.2M|$2.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MEDICAL MUTUAL OF OHIO|Other Service Provider|$420,855|—|$420,855|

| MARYBETH INMAN-DEMBINSKI|Other Service Provider|$78,639|—|$78,639|

| LAURA MARTIN|Other Service Provider|$75,972|—|$75,972|

| SHANNON MCDONOUGH|Other Service Provider|$66,677|—|$66,677|

| EMPLOYEE BENEFITS CONSULTANTS|Recordkeeper|$53,228|—|$53,228|

| FAULKNER, HOFFMAN, PHILLIPS, LLP.|Other Service Provider|$48,415|—|$48,415|

| TOTAL ADMINISTRATIVE SERVICES CORP|Other Service Provider|$41,272|—|$41,272|

| JBM COMPUTER CONSULTANTS, INC.|Other Service Provider|$37,822|—|$37,822|

| TAMMY LICHT|Other Service Provider|$34,663|—|$34,663|

| PNC BANK, NATIONAL ASSOCIATION|Other Service Provider|$30,762|—|$30,762|

| CIUNI & PANICHI, INC.|Other Service Provider|$27,425|—|$27,425|

| THE SEGAL COMPANY|Other Service Provider|$9,428|—|$9,428|

| ANDCO CONSULTING|Other Service Provider|$8,500|—|$8,500|

| EYEMED VISION|Other Service Provider|$6,859|—|$6,859|

| LORI SILLANPAA|Other Service Provider|$5,474|—|$5,474|

| JORDAN TALEVSKI|Other Service Provider|$5,405|—|$5,405|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [EMPLOYEE BENEFITS CONSULTANTS](https://planprovider.pro/provider/employee-fiduciary) — Recordkeeper

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $951,396

- **Estimated Expense Ratio:** 2.763% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,353,914|$39,199|$522,214|$23,891|—|

| 2023|$1,191,103|$34,414|$497,307|$23,888|—|

| 2022|$1,146,070|$25,984|$457,744|—|$104,226|

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