# Pipe Fitters Local Union No. 120 Health & Welfare Plan
Source: https://planprovider.pro/companies/pipe-fitters-local-union-no-120-237457119-501

> Pipe Fitters Local Union No. 120's Health & Welfare plan: 111 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pipe Fitters Local Union No. 120

- **Sponsor EIN:** 237457119

- **Sponsor Address:** 6305 HALLE DRIVE, CLEVELAND, OH, 441254617

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 111

- **Total Assets:** $10.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|111|$10.1M|$353,143|$0|

| 2023|114|$9.2M|$374,655|$0|

| 2022|156|$8.3M|$472,405|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| RACHAEL TIRPAK|Other Service Provider|$38,099|—|$38,099|

| CIUNI & PANICHI, INC.|Other Service Provider|$16,133|—|$16,133|

| THE SEGAL COMPANY|Other Service Provider|$11,917|—|$11,917|

| ANDCO CONSULTING|Other Service Provider|$6,000|—|$6,000|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $72,149

- **Estimated Expense Ratio:** 0.717% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$147,636|$8,862|—|$16,133|—|

| 2023|$146,059|$10,571|—|$17,673|—|

| 2022|$135,217|$2,448|—|—|$32,203|

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