# Pioneer Bank, National Association 401(k) Plan
Source: https://planprovider.pro/companies/pioneer-bank-401k-plan-002

> Pioneer Bank, National Association's 401(k) plan: 295 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pioneer Bank, National Association

- **Sponsor EIN:** 140970570

- **Sponsor Address:** 652 ALBANY SHAKER ROAD, ALBANY, NY, 12211

- **Plan Type:** 401(k)

- **Total Participants:** 295

- **Total Assets:** $27.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|295|$27.0M|$561,801|$1.6M|

| 2023|246|$23.1M|$502,091|$1.4M|

| 2022|240|$20.5M|$494,164|$1.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BONADIO & CO., LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BONADIO & CO., LLP](https://planprovider.pro/provider/bonadio-and-co-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$38,317|—|$28,937|—|—|

| 2023|$43,044|—|$5,365|—|—|

| 2022|$52,498|—|$15,510|—|$36,988|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/pioneer-bank-401k-plan-002)

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