# Pilot Point Bancorp, INC. 401(k) Plan
Source: https://planprovider.pro/companies/pilot-point-bancorp-inc-401k-plan

> Pilot Point Bancorp, INC.'s 401(k) plan: 109 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pilot Point Bancorp, INC.

- **Sponsor EIN:** 752041458

- **Sponsor Address:** 200 S HWY 377, PILOT POINT, TX, 762584357

- **Plan Type:** 401(k)

- **Total Participants:** 109

- **Total Assets:** $8.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|109|$8.9M|$808,319|$509,959|

| 2023|107|$7.4M|$1.5M|$490,463|

| 2022|102|$5.5M|$671,659|$423,669|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| COMMERCE STREET INVESTMENT ADVISORS|INVESTMENT ADVISORY|$20,252|—|$20,252|

| NWPS|NONE|$12,984|—|$12,984|

| PAYNE & SMITH, LLC CPA|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [NWPS](https://planprovider.pro/provider/nwps) — NONE

- [PAYNE & SMITH, LLC CPA](https://planprovider.pro/provider/payne-and-smith-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $33,236

- **Estimated Expense Ratio:** 0.373% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$39,994|—|—|—|—|

| 2023|$37,952|$14,399|$23,553|—|—|

| 2022|$40,801|$14,643|$26,158|—|—|

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