# Penquis C.A.P. INC. 403(b) Plan
Source: https://planprovider.pro/companies/penquis-c-a-p-inc-403b-plan

> Penquis C.A.P. INC.'s 403(b) plan: 505 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Penquis C.A.P. INC.

- **Sponsor EIN:** 016023748

- **Sponsor Address:** 262 HARLOW ST, BANGOR, ME, 04402

- **Plan Type:** 403(b)

- **Total Participants:** 505

- **Total Assets:** $19.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|505|$19.3M|$643,433|$1.3M|

| 2023|501|$17.3M|$630,195|$1.2M|

| 2022|511|$14.5M|$634,595|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ONEAMERICA RETIREMENT SERVICES LLC|RECORDKEEPER|$78,170|—|$78,170|

| WIPFLI|Auditor|$78,170|—|$78,170|

| CES INSURANCE AGENCY INC|NONE|$40,605|—|$40,605|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WIPFLI](https://planprovider.pro/provider/wipfli-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $196,945

- **Estimated Expense Ratio:** 1.022% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$118,775|$40,605|—|$78,170|—|

| 2023|$39,458|$15,684|$23,774|—|—|

| 2022|$47,636|$42,302|$5,334|—|—|

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