# Pavers & Road Builders Dc Welfare Fund Health & Welfare Plan Source: https://planprovider.pro/companies/pavers-road-builders-dc-welfare-fund-135562753-501 > Pavers & Road Builders Dc Welfare Fund's Health & Welfare plan: 2,663 participants, plan year 2024 financials, providers, and benchmarks from Form 5500. Form 5500 filing data for plan year 2024. ## Plan Snapshot - **Plan Sponsor:** Pavers & Road Builders Dc Welfare Fund - **Sponsor EIN:** 135562753 - **Sponsor Address:** 17-20 WHITESTONE EXPRESSWAY STE 200, WHITESTONE, NY, 11357 - **Plan Type:** Health & Welfare - **Plan Number:** 501 - **Total Participants:** 2,663 - **Total Assets:** $190.3M ## Key Plan Design Features - **Auto-Enrollment:** No - **Auto-Escalation:** No - **Allows Roth Contributions:** No - **Participant Loans:** No - **Participant-Directed Investments:** No - **ERISA Section 404(c) Fiduciary Safe Harbor:** No ## Plan Financials by Year | Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.| | 2024|2,663|$190.3M|$84.4M|$107,696| | 2023|2,194|$173.5M|$75.2M|$114,511| | 2022|1,880|$156.2M|$71.4M|$136,352| ## Service Providers (Schedule C) Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees). | Provider Name| Role| Direct Compensation| Indirect Compensation| Total Fees| | EMPIRE BCBS|Other Service Provider|$1,142,650|—|$1,142,650| | ZENITH AMERICAN SOLUTIONS|Other Service Provider|$365,654|—|$365,654| | VIRGINIA & AMBINDER|Other Service Provider|$229,472|—|$229,472| | THE SEGAL COMPANY|Other Service Provider|$176,345|—|$176,345| | FERNANDO NETO|Recordkeeper|$150,860|—|$150,860| | JOHN KOBEL|Recordkeeper|$139,506|—|$139,506| | INTERCONTINENTAL|Other Service Provider|$138,890|—|$138,890| | CYNTHIA WONG|Recordkeeper|$133,450|—|$133,450| | DENISE ALIOTO|Recordkeeper|$118,574|—|$118,574| | CASTIGLIA LLP|Other Service Provider|$104,565|—|$104,565| | DIANNE BACCARI|Recordkeeper|$100,964|—|$100,964| | ANDREA MARTINEZ|Recordkeeper|$89,574|—|$89,574| | MERRILL LYNCH|Other Service Provider|$88,410|—|$88,410| | AZAHARA MAYO|Recordkeeper|$81,717|—|$81,717| | GORLICK, KRAVITZ & LISTHAUS|Other Service Provider|$80,708|—|$80,708| | ATALANTA SOSNOFF|Other Service Provider|$77,705|—|$77,705| | LSV|Other Service Provider|$64,891|—|$64,891| | LORD ABBETT|Other Service Provider|$63,343|—|$63,343| | KAREN PEREZ|Recordkeeper|$39,923|—|$39,923| | PNC BANK|Other Service Provider|$18,939|—|$18,939| | PART D ADVISORS|Other Service Provider|$18,596|—|$18,596| | QUADIANT|Other Service Provider|$6,424|—|$6,424| | UNION NETWORKING|Other Service Provider|$5,500|—|$5,500| ### Verified Provider Profiles Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro: - [FERNANDO NETO](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [JOHN KOBEL](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [CYNTHIA WONG](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [DENISE ALIOTO](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [DIANNE BACCARI](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [ANDREA MARTINEZ](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [AZAHARA MAYO](https://planprovider.pro/provider/john-hancock) — Recordkeeper - [KAREN PEREZ](https://planprovider.pro/provider/john-hancock) — Recordkeeper ## Plan Fees & Expenses Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings. - **Total Service Provider Fees:** $3,436,660 - **Estimated Expense Ratio:** 1.806% of plan assets ### Historical Administrative Expenses Breakdown of administrative expense categories reported on Form 5500 filings. | Year| Total Admin Expenses| Investment Mgmt Fees| Contract Admin Fees| IQPA Audit Fees| Professional Fees| | 2024|$3,722,624|$433,239|$1,508,304|$44,907|—| | 2023|$3,614,576|$421,970|$1,529,099|$40,826|—| | 2022|$4,497,776|$374,729|$1,473,448|—|$738,941| ## Similar Plans - [Paychex Retirement LLC](https://planprovider.pro/companies/paychex-retirement-llc-401k-plan) — 621,703 participants - [Board Of Trustees Of The United Welfare Fund](https://planprovider.pro/companies/board-of-trustees-of-the-united-welfare-fund-111823976-502) — 88,543 participants - [Board Of Directors Of Pentegra Defined Contribution Plan](https://planprovider.pro/companies/board-of-directors-of-pentegra-defined-contribution-plan-401k-plan) — 35,585 participants - [Board Of Trustees Of The United Welfare Fund](https://planprovider.pro/companies/board-of-trustees-of-the-united-welfare-fund-111823976-501) — 23,107 participants - [Board Of Trustees-New York State Nurses Association Pension Plan](https://planprovider.pro/companies/board-of-trustees-new-york-state-nurses-association-pension-plan-plan) — 22,140 participants - [Board Of Trustees New York State Nurses Association Benefits Fund](https://planprovider.pro/companies/board-of-trustees-new-york-state-nurses-association-benefits-fund-237336001-501) — 21,293 participants [View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/pavers-road-builders-dc-welfare-fund-135562753-501) © 2026 PlanProvider.Pro