# Patelco Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/patelco-credit-union-401k-plan

> Patelco Credit Union's 401(k) plan: 846 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Patelco Credit Union

- **Sponsor EIN:** 940755684

- **Sponsor Address:** 3 PARK PL, DUBLIN, CA, 945687983

- **Plan Type:** 401(k)

- **Total Participants:** 846

- **Total Assets:** $127.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|846|$127.7M|$5.4M|$6.8M|

| 2023|861|$107.2M|$5.6M|$6.7M|

| 2022|846|$87.5M|$4.7M|$6.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CMFG LIFE INSURANCE COMPANY|NONE|$291,623|—|$291,623|

| MEMBERS CAPITAL ADVISORS, INC.|NONE|$107,388|—|$107,388|

| BAKER TILLY US, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CMFG LIFE INSURANCE COMPANY](https://planprovider.pro/provider/trustage) — NONE

- [BAKER TILLY US, LLP](https://planprovider.pro/provider/baker-tilly-us-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $399,011

- **Estimated Expense Ratio:** 0.312% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$399,011|$107,388|$247,668|—|—|

| 2023|$318,628|$85,122|$199,457|—|—|

| 2022|$282,438|$75,104|$207,334|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/patelco-credit-union-401k-plan)

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