# Pan-O-Gold Baking Co. Health & Welfare Plan
Source: https://planprovider.pro/companies/pan-o-gold-baking-co-410679579-501

> Pan-O-Gold Baking Co.'s Health & Welfare plan: 821 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pan-O-Gold Baking Co.

- **Sponsor EIN:** 410679579

- **Sponsor Address:** 444 E SAINT GERMAIN ST, SAINT CLOUD, MN, 563040749

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 821

- **Total Assets:** $0

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|821|$0|$0|$0|

| 2024|855|$0|$0|$0|

| 2023|867|$0|$0|$0|

| 2022|895|$0|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS AND BLUE SHIELD OF MN|Recordkeeper|$406,788|$1,455,798|$1,862,586|

| DELTA DENTAL OF MINNESOTA|Recordkeeper|$44,274|—|$44,274|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,906,860

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|—|—|—|—|—|

| 2024|—|—|—|—|—|

| 2023|—|—|—|—|—|

| 2022|—|—|—|—|—|

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- [Pan-O-Gold Baking Company](https://planprovider.pro/companies/pan-o-gold-baking-company-401k-plan) — 475 participants

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