# Pacific Life Insurance Company 401(k) Plan
Source: https://planprovider.pro/companies/pacific-life-insurance-company-401k-plan

> Pacific Life Insurance Company's 401(k) plan: 3,436 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Pacific Life Insurance Company

- **Sponsor EIN:** 951079000

- **Sponsor Address:** 700 NEWPORT CENTER DRIVE, NEWPORT BEACH, CA, 926606397

- **Plan Type:** 401(k)

- **Total Participants:** 3,436

- **Total Assets:** $1.8B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|3,436|$1.8B|$53.6M|$49.4M|

| 2023|3,249|$1.6B|$47.9M|$46.9M|

| 2022|3,138|$1.4B|$44.7M|$42.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$296,953|—|$296,953|

| METROPOLITAN LIFE INSURANCE|CONTRACT ADMINSTRATOR|$100,253|—|$100,253|

| MERCER INV CONSULTING|INVESTMENT ADVISORY|$96,197|—|$96,197|

| DELOITTE & TOUCHE LLP|ACCOUNTANT|$58,500|—|$58,500|

| GROOM LAW GROUP|LEGAL|$18,109|—|$18,109|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DELOITTE & TOUCHE LLP](https://planprovider.pro/provider/deloitte-and-touche-llp) — ACCOUNTANT

- [GROOM LAW GROUP](https://planprovider.pro/provider/groom-law-group) — LEGAL

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $570,012

- **Estimated Expense Ratio:** 0.032% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$570,012|$96,197|$397,206|$58,500|—|

| 2023|$699,063|$159,660|$383,712|—|—|

| 2022|$569,301|$117,686|$380,016|—|$71,599|

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