# Orrstown Bank 401(k) Plan
Source: https://planprovider.pro/companies/orrstown-bank-401k-plan

> Orrstown Bank's 401(k) plan: 625 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Orrstown Bank

- **Sponsor EIN:** 230934350

- **Sponsor Address:** 2695 PHILADELPHIA AVENUE, CHAMBERSBURG, PA, 17201

- **Plan Type:** 401(k)

- **Total Participants:** 625

- **Total Assets:** $51.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|625|$51.7M|$1.2M|$3.5M|

| 2023|448|$34.8M|$882,184|$2.5M|

| 2022|428|$31.0M|$780,225|$2.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| LIFESTYLE RETIREMENT COMPANY|THIRD PARTY ADMINISTRATO|—|$19,177|$19,177|

| VOYA RETIREMENT INSUR & ANNUITY|RECORDKEEPER|$14,955|—|$14,955|

| MORNINGSTAR|SERVICE PROVIDER|—|$6,339|$6,339|

| RKL LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORNINGSTAR](https://planprovider.pro/provider/jp-morgan-asset-management) — SERVICE PROVIDER

- [RKL LLP](https://planprovider.pro/provider/rkl-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $40,471

- **Estimated Expense Ratio:** 0.078% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$18,086|$1,976|$14,955|—|—|

| 2023|$47,317|$1,438|$7,860|—|—|

| 2022|$19,732|—|—|—|—|

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