# Orange County Bancorp INC. 401(k) Plan
Source: https://planprovider.pro/companies/orange-county-bancorp-inc-plan

> Orange County Bancorp INC.'s 401(k) plan: 241 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Orange County Bancorp INC.

- **Sponsor EIN:** 261135778

- **Sponsor Address:** 212 DOLSON AVENUE, MIDDLETOWN, NY, 10940

- **Plan Type:** 401(k)

- **Total Participants:** 241

- **Total Assets:** $31.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|241|$31.7M|$1.2M|$1.7M|

| 2023|210|$29.5M|$1.1M|$1.5M|

| 2022|186|$23.6M|$1.0M|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PENTEGRA SERVICES, INC.|RECORDKEEPER|$23,356|—|$23,356|

| WOLF & COMPANY, P.C.|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $23,356

- **Estimated Expense Ratio:** 0.074% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$28,845|—|$28,845|—|—|

| 2023|$35,783|—|$30,113|—|—|

| 2022|$35,267|—|$2,175|—|$33,092|

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