# Oportun, INC. 401(k) Plan
Source: https://planprovider.pro/companies/oportun-inc-401k-plan

> Oportun, INC.'s 401(k) plan: 708 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Oportun, INC.

- **Sponsor EIN:** 203386325

- **Sponsor Address:** 2 CIRCLE STAR WAY, SAN CARLOS, CA, 94070

- **Plan Type:** 401(k)

- **Total Participants:** 708

- **Total Assets:** $83.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|708|$83.4M|$0|$5.3M|

| 2023|897|$78.2M|$4.6M|$9.0M|

| 2022|1,368|$57.0M|$5.2M|$9.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SCHWAB RETIREMENT PLAN SERVICES,INC|NONE|$93,459|—|$93,459|

| SAGE ADVISORY GROUP|NONE|$42,759|—|$42,759|

| MORNINGSTAR INC|NONE|$5,345|—|$5,345|

| FRANK,RIMERMAN + CO.LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SCHWAB RETIREMENT PLAN SERVICES,INC](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [SAGE ADVISORY GROUP](https://planprovider.pro/provider/sageview-advisory-group) — NONE

- [MORNINGSTAR INC](https://planprovider.pro/provider/jp-morgan-asset-management) — NONE

- [FRANK,RIMERMAN + CO.LLP](https://planprovider.pro/provider/frank-rimerman-and-co-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $141,563

- **Estimated Expense Ratio:** 0.170% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$141,514|$56,520|—|—|—|

| 2023|$125,396|$52,787|—|—|—|

| 2022|$65,281|$3,082|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/oportun-inc-401k-plan)

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