# Old Second National Bank 401(k) Plan
Source: https://planprovider.pro/companies/old-second-national-bank-401k-plan

> Old Second National Bank's 401(k) plan: 609 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Old Second National Bank

- **Sponsor EIN:** 361577458

- **Sponsor Address:** 37 SOUTH RIVER STREET, AURORA, IL, 60506

- **Plan Type:** 401(k)

- **Total Participants:** 609

- **Total Assets:** $34.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|609|$34.4M|$1.1M|$2.1M|

| 2023|637|$29.4M|$752,840|$1.7M|

| 2022|371|$13.8M|$251,775|$145,614|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| OLD SECOND NATIONAL BANK|NONE|$214,386|—|$214,386|

| CHARLES SCHWAB TRUST BANK|NONE|—|$14,593|$14,593|

| EPIC RETIREMENT PLAN SERVICES|NONE|$12,843|—|$12,843|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CHARLES SCHWAB TRUST BANK](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [EPIC RETIREMENT PLAN SERVICES](https://planprovider.pro/provider/epic-retirement-plan-services) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $241,822

- **Estimated Expense Ratio:** 0.702% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$227,229|—|—|—|—|

| 2023|$129,559|—|—|—|—|

| 2022|$3,158|—|$2,410|—|—|

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