# Old Second Bancorp, INC. 401(k) Plan
Source: https://planprovider.pro/companies/old-second-bancorp-inc-401k-plan

> Old Second Bancorp, INC.'s 401(k) plan: 883 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Old Second Bancorp, INC.

- **Sponsor EIN:** 363143493

- **Sponsor Address:** 37 S. RIVER ST., AURORA, IL, 60506

- **Plan Type:** 401(k)

- **Total Participants:** 883

- **Total Assets:** $101.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|883|$101.6M|$2.3M|$5.0M|

| 2023|848|$89.0M|$2.2M|$4.5M|

| 2022|808|$75.8M|$2.0M|$4.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CHARLES SCHWAB TRUST BANK|NONE|$6|$28,868|$28,874|

| EPIC RETIREMENT PLAN SERVICES|NONE|$27,475|—|$27,475|

| CHARLES SCHWAB & CO., INC.|NONE|$8,222|—|$8,222|

| PLANTE & MORAN PLLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CHARLES SCHWAB TRUST BANK](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

- [EPIC RETIREMENT PLAN SERVICES](https://planprovider.pro/provider/epic-retirement-plan-services) — NONE

- [CHARLES SCHWAB & CO., INC.](https://planprovider.pro/provider/charles-schwab-and-co-inc) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $64,571

- **Estimated Expense Ratio:** 0.064% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$27,480|—|—|—|—|

| 2023|$34,608|—|—|—|—|

| 2022|$15,492|—|$15,492|—|—|

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