# Northwestern Corporation Health & Welfare Plan
Source: https://planprovider.pro/companies/northwestern-corporation-460172280-530

> Northwestern Corporation's Health & Welfare plan: 1,580 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Northwestern Corporation

- **Sponsor EIN:** 460172280

- **Sponsor Address:** 11 EAST PARK STREET, BUTTE, MT, 597011711

- **Plan Type:** Health & Welfare

- **Plan Number:** 530

- **Total Participants:** 1,580

- **Total Assets:** $26.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,580|$26.0M|$27.7M|$5.4M|

| 2023|1,560|$23.6M|$26.1M|$5.8M|

| 2022|1,531|$21.5M|$25.4M|$6.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS BLUE SHIELD OF MONTANA|Other Service Provider|$572,400|—|$572,400|

| EXPRESS SCRIPTS, INC.|Other Service Provider|$439,619|—|$439,619|

| EMPYREAN BENEFIT SOLUTIONS, INC|Other Service Provider|$225,366|—|$225,366|

| VIRGIN PULSE|Other Service Provider|$81,826|—|$81,826|

| DELTA DENTAL INSURANCE COMPANY|Other Service Provider|$54,894|—|$54,894|

| MERCER HEALTH & BENEFITS LLC|Investment Advisor|$51,460|—|$51,460|

| VISION SERVICE PLAN|Other Service Provider|$34,711|—|$34,711|

| MERCER INVESTMENTS LLC|Investment Advisor|$33,370|—|$33,370|

| CURALINC|Other Service Provider|$17,865|—|$17,865|

| COMPSYCH|Other Service Provider|$14,519|—|$14,519|

| FIDELITY INVESTMENTS INSTITUTIONAL|Other Service Provider|$7,328|—|$7,328|

| THE NORTHERN TRUST COMPANY|Other Service Provider|$6,719|—|$6,719|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MERCER HEALTH & BENEFITS LLC](https://planprovider.pro/provider/mercer-advisors) — Investment Advisor

- [MERCER INVESTMENTS LLC](https://planprovider.pro/provider/mercer-advisors) — Investment Advisor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,540,077

- **Estimated Expense Ratio:** 5.927% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,540,077|$33,370|$1,448,528|—|—|

| 2023|$1,395,132|$29,081|$1,345,805|—|—|

| 2022|$1,021,195|$30,292|—|—|$990,903|

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