# North Dakota Grain Dealers Association Benefit Plan And Trust Health & Welfare Plan
Source: https://planprovider.pro/companies/north-dakota-grain-dealers-association-benefit-plan-and-trust-450433738-501

> North Dakota Grain Dealers Association Benefit Plan And Trust's Health & Welfare plan: 1,328 participants, plan year 2024 financials, providers, and benchmar…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** North Dakota Grain Dealers Association Benefit Plan And Trust

- **Sponsor EIN:** 450433738

- **Sponsor Address:** 2417 UNIVERSITY DRIVE N, STE A, FARGO, ND, 58102

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 1,328

- **Total Assets:** $8.2M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,328|$8.2M|$22.3M|$0|

| 2023|1,294|$7.7M|$20.2M|$0|

| 2022|1,389|$6.4M|$20.7M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS BLUE SHIELD|Other Service Provider|$4,118,654|—|$4,118,654|

| HOLMES MURPHY & ASSOCIATES|Other Service Provider|$84,000|—|$84,000|

| NORTH DAKOTA GRAIN DEALERS ASSOCIAT|Other Service Provider|$35,653|—|$35,653|

| ALERUS FINANCIAL|Other Service Provider|$28,307|—|$28,307|

| WIDMER ROEL PC|Auditor|$23,127|—|$23,127|

| TRAVELERS|Other Service Provider|$11,337|—|$11,337|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WIDMER ROEL PC](https://planprovider.pro/provider/widmer-roel-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $4,301,078

- **Estimated Expense Ratio:** 52.708% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,665,022|$28,307|$1,259,476|$23,127|—|

| 2023|$1,329,333|$27,900|$1,162,994|$26,010|—|

| 2022|$1,409,960|$25,194|$1,271,931|—|$93,400|

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