# Nichols Contracting, INC. 401(k) Plan
Source: https://planprovider.pro/companies/nichols-contracting-inc-401k-plan

> Nichols Contracting, INC.'s 401(k) plan: 161 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Nichols Contracting, INC.

- **Sponsor EIN:** 521746672

- **Sponsor Address:** 9190 RED BRANCH ROAD, COLUMBIA, MD, 21045

- **Plan Type:** 401(k)

- **Total Participants:** 161

- **Total Assets:** $4.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|161|$4.9M|$477,382|$732,354|

| 2023|125|$3.9M|$369,396|$565,094|

| 2022|82|$2.7M|$291,228|$485,855|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$8,455|—|$8,455|

| THE KELLY GROUP|ADVISOR|$6,202|—|$6,202|

| SMITH ELLIOTT KEARNS COMPANY LLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [SMITH ELLIOTT KEARNS COMPANY LLC](https://planprovider.pro/provider/smith-elliott-kearns-and-company-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $14,657

- **Estimated Expense Ratio:** 0.299% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$37,466|$20,258|$1,700|—|—|

| 2023|$26,704|$14,978|$3,551|—|—|

| 2022|$26,775|$15,930|$10,845|—|—|

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