# Muskegon Car Credit, INC. 401(k) Plan
Source: https://planprovider.pro/companies/muskegon-car-credit-inc-401k-plan

> Muskegon Car Credit, INC.'s 401(k) plan: 112 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Muskegon Car Credit, INC.

- **Sponsor EIN:** 383175006

- **Sponsor Address:** 1515 28TH STREET SW, WYOMING, MI, 49509

- **Plan Type:** 401(k)

- **Total Participants:** 112

- **Total Assets:** $5.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|112|$5.5M|$105,759|$528,783|

| 2023|122|$6.3M|$107,579|$540,952|

| 2022|106|$6.0M|$94,732|$524,889|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| NOVOTNY CPA GROUP, PLC|Auditor|$6,100|—|$6,100|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [NOVOTNY CPA GROUP, PLC](https://planprovider.pro/provider/novotny-cpa-group-plc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $6,100

- **Estimated Expense Ratio:** 0.111% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$36,045|$12,067|—|$6,100|—|

| 2023|$39,165|$12,395|—|$8,100|—|

| 2022|$38,391|$16,045|$22,346|—|—|

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