# Municipal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/municipal-credit-union-401k-plan

> Municipal Credit Union's 401(k) plan: 541 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Municipal Credit Union

- **Sponsor EIN:** 135261470

- **Sponsor Address:** 22 CORTLANDT STREET, NEW YORK, NY, 100073107

- **Plan Type:** 401(k)

- **Total Participants:** 541

- **Total Assets:** $21.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|541|$21.9M|$1.5M|$2.1M|

| 2023|304|$18.3M|$1.5M|$1.9M|

| 2022|301|$14.0M|$1.3M|$1.7M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$86,540|—|$86,540|

| RESOURCES INVESTMENT ADVISORS|INVESTMENT ADVISORY|—|$48,042|$48,042|

| COHNREZNICK LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [RESOURCES INVESTMENT ADVISORS](https://planprovider.pro/provider/epic-retirement-plan-services) — INVESTMENT ADVISORY

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $134,582

- **Estimated Expense Ratio:** 0.613% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$86,540|—|$86,540|—|—|

| 2023|$68,792|—|$68,792|—|—|

| 2022|$75,941|$15,639|$60,269|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/municipal-credit-union-401k-plan)

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