# Mountain Commerce Bank 401(k) Plan
Source: https://planprovider.pro/companies/mountain-commerce-bank-401k-plan

> Mountain Commerce Bank's 401(k) plan: 109 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Mountain Commerce Bank

- **Sponsor EIN:** 620194780

- **Sponsor Address:** P.O. BOX 31258, KNOXVILLE, TN, 37930

- **Plan Type:** 401(k)

- **Total Participants:** 109

- **Total Assets:** $17.3M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|109|$17.3M|$423,494|$892,708|

| 2023|108|$14.1M|$482,730|$947,006|

| 2022|108|$11.4M|$385,707|$778,134|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| RATHER & KITTRELL INC|ADVISOR|$29,352|—|$29,352|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$27,821|—|$27,821|

| PUGH & COMPANY, P.C.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [RATHER & KITTRELL INC](https://planprovider.pro/provider/rather-and-kittrell-inc) — ADVISOR

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $57,173

- **Estimated Expense Ratio:** 0.330% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$58,835|$31,143|—|—|—|

| 2023|$832,606|—|$52,312|—|—|

| 2022|$856,374|—|$47,484|—|—|

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