# Montachusett Regional Transit Authority 401(k) Plan
Source: https://planprovider.pro/companies/montachusett-regional-transit-authority-401k-plan

> Montachusett Regional Transit Authority's 401(k) plan: 142 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Montachusett Regional Transit Authority

- **Sponsor EIN:** 042677160

- **Sponsor Address:** 1427 R WATER ST., FITCHBURG, MA, 01420

- **Plan Type:** 401(k)

- **Total Participants:** 142

- **Total Assets:** $4.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|142|$4.7M|$664,953|$246,537|

| 2023|115|$3.9M|$581,222|$205,954|

| 2022|106|$3.1M|$529,656|$161,538|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| STOWE & DEGON LLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [STOWE & DEGON LLC](https://planprovider.pro/provider/stowe-and-degon-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$2,637|$1,532|—|—|—|

| 2023|$2,348|$1,223|—|—|—|

| 2022|$3,299|$369|—|—|—|

## Similar Plans

- [Pioneer Valley Transit Authority](https://planprovider.pro/companies/pioneer-valley-transit-authority-plan) — 62 participants

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