# Michigan State University Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/michigan-state-university-federal-credit-union-401k-plan

> Michigan State University Federal Credit Union's 401(k) plan: 1,444 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Michigan State University Federal Credit Union

- **Sponsor EIN:** 381373106

- **Sponsor Address:** 3777 WEST ROAD, EAST LANSING, MI, 488235762

- **Plan Type:** 401(k)

- **Total Participants:** 1,444

- **Total Assets:** $177.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,444|$177.2M|$9.6M|$8.6M|

| 2023|1,348|$144.3M|$8.5M|$7.5M|

| 2022|1,184|$111.7M|$5.6M|$5.9M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$187,952|—|$187,952|

| CAPFINANCIAL PARTNERS LLC|INVESTMENT ADVISORY|$91,122|—|$91,122|

| PLANTE & MORAN, PLLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [PLANTE & MORAN, PLLC](https://planprovider.pro/provider/plante-and-moran-pllc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $279,074

- **Estimated Expense Ratio:** 0.157% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$279,074|$91,122|$187,952|—|—|

| 2023|$212,031|$60,220|$151,811|—|—|

| 2022|$190,739|$57,774|$132,965|—|—|

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