# Michigan Beer & Wine Wholesalers Assn. Health & Welfare Plan
Source: https://planprovider.pro/companies/michigan-beer-wine-wholesalers-assn-380832060-505

> Michigan Beer & Wine Wholesalers Assn.'s Health & Welfare plan: 1,381 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Michigan Beer & Wine Wholesalers Assn.

- **Sponsor EIN:** 380832060

- **Sponsor Address:** 124 W ALLEGAN ST, SUITE 800, LANSING, MI, 48933

- **Plan Type:** Health & Welfare

- **Plan Number:** 505

- **Total Participants:** 1,381

- **Total Assets:** $3.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|1,381|$3.1M|$0|$0|

| 2024|1,369|$3.9M|$20.8M|$0|

| 2023|1,392|$4.1M|$19.8M|$0|

| 2022|2,322|$3.4M|$22.9M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MBWWA SERVICES, INC.|Other Service Provider|$458,974|—|$458,974|

| GALLAGHER BENEFIT SERVICES|Other Service Provider|$95,250|—|$95,250|

| MANER COSTERISAN PC|Auditor|$20,089|—|$20,089|

| CLARK HILL PLC|ERISA Attorney|$18,525|—|$18,525|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $592,838

- **Estimated Expense Ratio:** 19.380% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$20,129,576|—|$444,974|—|—|

| 2024|$606,929|—|$449,086|—|—|

| 2023|$697,700|—|$548,448|—|—|

| 2022|$827,490|—|$689,244|—|$103,764|

## Similar Plans

- [Great Lakes Wine & Spirits, LLC](https://planprovider.pro/companies/great-lakes-wine-spirits-llc-401k-plan-002) — 1,067 participants

- [Joint Board Of Trustees](https://planprovider.pro/companies/joint-board-of-trustees-plan-002) — 483 participants

- [Ckl Corporation](https://planprovider.pro/companies/ckl-corporation-plan) — 376 participants

- [Great Lakes Wine And Spirits, LLC](https://planprovider.pro/companies/great-lakes-wine-and-spirits-llc-401k-plan) — 353 participants

- [Don Lee Distributor, INC.](https://planprovider.pro/companies/don-lee-distributor-inc-401k-plan) — 298 participants

- [Great Lakes Wine & Spirits, LLC](https://planprovider.pro/companies/great-lakes-wine-spirits-llc-401k-plan-004) — 229 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/michigan-beer-wine-wholesalers-assn-380832060-505)

© 2026 PlanProvider.Pro