# Merrimack Valley Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/merrimack-valley-credit-union-401k-plan

> Merrimack Valley Credit Union's 401(k) plan: 303 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Merrimack Valley Credit Union

- **Sponsor EIN:** 042206928

- **Sponsor Address:** 500 MERRIMACK STREET, LAWRENCE, MA, 018431756

- **Plan Type:** 401(k)

- **Total Participants:** 303

- **Total Assets:** $42.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|303|$42.8M|$1.8M|$2.2M|

| 2023|212|$20.5M|$1.1M|$1.2M|

| 2022|188|$16.1M|$852,298|$986,372|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CARON & BLETZER|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CARON & BLETZER](https://planprovider.pro/provider/caron-bletzer) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$45,566|—|$39,963|—|—|

| 2023|$25,557|—|$22,480|—|—|

| 2022|$24,359|—|$24,359|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/merrimack-valley-credit-union-401k-plan)

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