# Merchants Grocery Company, INC. 401(k) Plan
Source: https://planprovider.pro/companies/merchants-grocery-company-inc-540301080-001

> Merchants Grocery Company, INC.'s 401(k) plan: 151 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Merchants Grocery Company, INC.

- **Sponsor EIN:** 540301080

- **Sponsor Address:** 800 MADDOX DRIVE, CULPEPER, VA, 227016268

- **Plan Type:** 401(k)

- **Plan Number:** 001

- **Total Participants:** 151

- **Total Assets:** $5.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|151|$5.5M|$155,478|$193,271|

| 2023|149|$5.1M|$153,814|$182,307|

| 2022|138|$4.4M|$145,460|$170,893|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CETERA INVESTMENTS ADVISERS LLC|Investment Advisor|$19,716|—|$19,716|

| EMPOWER ANNUITY INSURANCE COMPANY|Recordkeeper|$10,291|—|$10,291|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $30,007

- **Estimated Expense Ratio:** 0.549% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$31,422|—|$31,422|—|—|

| 2023|$28,989|—|$28,989|—|—|

| 2022|$24,314|—|$24,314|—|—|

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