# Massachusetts Mutual Life Insurance Company 401(k) Plan
Source: https://planprovider.pro/companies/massachusetts-mutual-life-insurance-company-401k-plan-004

> Massachusetts Mutual Life Insurance Company's 401(k) plan: 13,678 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Massachusetts Mutual Life Insurance Company

- **Sponsor EIN:** 041590850

- **Sponsor Address:** 1295 STATE STREET, F105, SPRINGFIELD, MA, 011110001

- **Plan Type:** 401(k)

- **Total Participants:** 13,678

- **Total Assets:** $4.3B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|13,678|$4.3B|$63.8M|$144.1M|

| 2023|13,502|$3.9B|$58.2M|$141.5M|

| 2022|14,565|$3.6B|$60.2M|$133.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FID INV INST OPS|RECORDKEEPER|$745,908|—|$745,908|

| WILLIS TOWERS WATSON US LLC|CONSULTING|$40,200|—|$40,200|

| KPMG LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FID INV INST OPS](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [WILLIS TOWERS WATSON US LLC](https://planprovider.pro/provider/lincoln-financial-group) — CONSULTING

- [KPMG LLP](https://planprovider.pro/provider/kpmg-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $786,108

- **Estimated Expense Ratio:** 0.018% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$786,108|—|$10,800|—|—|

| 2023|$595,842|—|$10,200|—|—|

| 2022|$696,146|—|—|—|—|

## Similar Plans

- [Massachusetts Mutual Life Insurance Company](https://planprovider.pro/companies/massachusetts-mutual-life-insurance-company-plan-001-0850) — 10,957 participants

- [Sun Life Financial U.S. Services Company, INC.](https://planprovider.pro/companies/sun-life-financial-u-s-services-company-inc-401k-plan) — 5,991 participants

- [The Manufacturers Investment Corporation](https://planprovider.pro/companies/the-manufacturers-investment-corporation-plan-003) — 4,993 participants

- [John Hancock Life Insurance Company U.S.A](https://planprovider.pro/companies/john-hancock-life-insurance-company-u-s-a-401k-plan) — 4,860 participants

- [Blue Cross Blue Shield Of Massachusetts, INC.](https://planprovider.pro/companies/blue-cross-blue-shield-of-massachusetts-inc-401k-plan) — 4,420 participants

- [Point32health](https://planprovider.pro/companies/point32health-401k-plan-001) — 4,237 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/massachusetts-mutual-life-insurance-company-401k-plan-004)

© 2026 PlanProvider.Pro