# Massachusetts Mutual Life Insurance Company 401(k) Plan
Source: https://planprovider.pro/companies/massachusetts-mutual-life-insurance-company-041590850-503

> Massachusetts Mutual Life Insurance Company's 401(k) plan: 7,352 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Massachusetts Mutual Life Insurance Company

- **Sponsor EIN:** 041590850

- **Sponsor Address:** 1295 STATE STREET, F105, SPRINGFIELD, MA, 011110001

- **Plan Type:** 401(k)

- **Plan Number:** 503

- **Total Participants:** 7,352

- **Total Assets:** $1.6M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|7,352|$1.6M|$106.1M|$29.4M|

| 2023|7,581|$5.9M|$94.2M|$26.8M|

| 2022|7,877|$9.2M|$97.8M|$24.7M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CIGNA HEALTH AND LIFE INSURANCE CO.|Recordkeeper|$6,034,561|—|$6,034,561|

| EXPRESS SCRIPTS, INC|Recordkeeper|$1,116,651|—|$1,116,651|

| CONSUMER MEDICAL|Recordkeeper|$492,648|—|$492,648|

| LINCOLN NATIONAL LIFE INSURANCE COM|Recordkeeper|$304,950|—|$304,950|

| WAGEWORKS, INC.|Recordkeeper|$43,740|—|$43,740|

| EVERNORTH BEHAVIORAL HEALTH INC|Recordkeeper|$12,231|—|$12,231|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [LINCOLN NATIONAL LIFE INSURANCE COM](https://planprovider.pro/provider/lincoln-financial-group) — Recordkeeper

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $8,004,781

- **Estimated Expense Ratio:** 494.899% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$7,689,421|—|—|—|—|

| 2023|$7,322,477|—|$7,322,477|—|—|

| 2022|$4,666,113|—|$4,666,113|—|—|

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