# Manufacturers And Traders Trust Co. 401(k) Plan
Source: https://planprovider.pro/companies/manufacturers-and-traders-trust-co-401k-plan-004

> Manufacturers And Traders Trust Co.'s 401(k) plan: 22,296 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Manufacturers And Traders Trust Co.

- **Sponsor EIN:** 160538020

- **Sponsor Address:** ONE MT PLAZA, BUFFALO, NY, 142032308

- **Plan Type:** 401(k)

- **Total Participants:** 22,296

- **Total Assets:** $5.2B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|22,296|$5.2B|$151.3M|$179.5M|

| 2023|22,173|$4.6B|$141.2M|$170.4M|

| 2022|22,713|$4.1B|$123.7M|$142.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRICEWATERHOUSECOOPERS LLP|Auditor|$60,625|—|$60,625|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [PRICEWATERHOUSECOOPERS LLP](https://planprovider.pro/provider/pricewaterhousecoopers-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $60,625

- **Estimated Expense Ratio:** 0.001% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$2,266,299|$15,465|—|$60,625|—|

| 2023|$2,643,878|—|—|$82,893|—|

| 2022|$1,505,052|—|—|—|$233,967|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/manufacturers-and-traders-trust-co-401k-plan-004)

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