# M & D Mechanical Contractors, INC. 401(k) Plan
Source: https://planprovider.pro/companies/m-d-mechanical-contractors-inc-401k-plan

> M & D Mechanical Contractors, INC.'s 401(k) plan: 108 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** M & D Mechanical Contractors, INC.

- **Sponsor EIN:** 630719141

- **Sponsor Address:** PO BOX 2629, DECATUR, AL, 35602

- **Plan Type:** 401(k)

- **Total Participants:** 108

- **Total Assets:** $8.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|108|$8.6M|$161,527|$558,718|

| 2023|102|$7.5M|$119,186|$424,804|

| 2022|101|$6.7M|$123,164|$412,491|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FISHER ASSET MANAGEMENT LLC|INVESTMENT ADVISOR|$50,556|—|$50,556|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$13,341|—|$13,341|

| THE RETIREMENT ADVANTAGE INC|CONTRACT ADMIN|$9,781|—|$9,781|

| DENT MOSES, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DENT MOSES, LLP](https://planprovider.pro/provider/dent-moses-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $73,678

- **Estimated Expense Ratio:** 0.856% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$71,927|—|$71,927|—|—|

| 2023|$62,483|—|$62,483|—|—|

| 2022|$61,175|—|—|—|$61,175|

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