# Local 464a-United Food & Commercial Workers Union Welfare Service Bene 401(k) Plan
Source: https://planprovider.pro/companies/local-464a-united-food-commercial-workers-union-welfare-service-bene-221582446-501

> Local 464a-United Food & Commercial Workers Union Welfare Service Bene's 401(k) plan: 12,277 participants, plan year 2025 financials, providers, and benchmar…

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Local 464a-United Food & Commercial Workers Union Welfare Service Bene

- **Sponsor EIN:** 221582446

- **Sponsor Address:** 245 PATERSON AVENUE, LITTLE FALLS, NJ, 07424

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 12,277

- **Total Assets:** $488.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|12,277|$488.1M|$0|$0|

| 2024|12,801|$410.2M|$82.9M|$0|

| 2023|11,543|$345.0M|$82.7M|$0|

| 2022|10,669|$289.3M|$80.0M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| DENTAL DELIVERY SYSTEMS|Other Service Provider|$3,189,066|—|$3,189,066|

| HORIZON HEALTHCARE SERVICES, INC.|Other Service Provider|$2,254,301|—|$2,254,301|

| MAXON ADMINISTRATORS,INC.|Other Service Provider|$1,697,031|—|$1,697,031|

| JOHN NICCOLLAI MEDICAL CENTER|Other Service Provider|$1,413,976|—|$1,413,976|

| ANTHONY J. BONI|Other Service Provider|$1,111,884|—|$1,111,884|

| STACEY BRAUN ASSOCIATES, INC|Other Service Provider|$666,642|—|$666,642|

| MERRILL LYNCH PIERCE FENNER & SMITH|Other Service Provider|$378,339|—|$378,339|

| MURPHY ANDERSON PLLC|Other Service Provider|$265,200|—|$265,200|

| KATHLEEN PRIDMORE|Other Service Provider|$169,170|—|$169,170|

| ROSA AMICA-TERRA|Other Service Provider|$138,833|—|$138,833|

| PNC BANK NA|Other Service Provider|$119,746|—|$119,746|

| STEVEN KAPLAN|Other Service Provider|$105,318|—|$105,318|

| TIMOTHY COPPO|Other Service Provider|$104,523|—|$104,523|

| ROSENBERG,RICH,BAKER,BERMAN &|Other Service Provider|$85,784|—|$85,784|

| HEALTH PLAN SYSTEMS, INC.|Other Service Provider|$85,079|—|$85,079|

| UMBERTO MARICONDA|Other Service Provider|$81,547|—|$81,547|

| VINCENT PISCITELLI|Other Service Provider|$78,557|—|$78,557|

| SHARON O'CONNOR|Other Service Provider|$77,902|—|$77,902|

| NANCY MALAVE|Other Service Provider|$72,386|—|$72,386|

| MELINDA EVANS|Other Service Provider|$52,553|—|$52,553|

| JUDITE THOMPSON|Other Service Provider|$49,972|—|$49,972|

| JENNIFER SUDOL|Other Service Provider|$47,782|—|$47,782|

| DINA ALTONJY|Other Service Provider|$36,453|—|$36,453|

| JOSEPH JEWELL|Other Service Provider|$27,315|—|$27,315|

| HORIZON ACTUARIAL SERVICES LLC|Other Service Provider|$24,008|—|$24,008|

| CARLOS TATTE|Other Service Provider|$23,769|—|$23,769|

| BENNETT ROTHENBERG, M.D.|Other Service Provider|$20,000|—|$20,000|

| PATRICIA SABATINI|Other Service Provider|$17,978|—|$17,978|

| KARLA MIRANDA|Other Service Provider|$15,915|—|$15,915|

| STOKES INVESTMENT CONSULTING LLC|Other Service Provider|$14,500|—|$14,500|

| CONCERNED DENTAL CARE OF WESTCHESTE|Other Service Provider|$12,500|—|$12,500|

| SAVASTA & CO. INC.|Other Service Provider|$9,004|—|$9,004|

| RAMON CAMARENA|Other Service Provider|$7,637|—|$7,637|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $12,454,670

- **Estimated Expense Ratio:** 2.552% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$92,174,094|$1,164,727|$3,971,332|—|—|

| 2024|$13,017,784|$983,891|$3,928,373|—|—|

| 2023|$12,884,462|$763,633|$4,013,689|—|—|

| 2022|$12,682,644|$736,925|$3,784,108|—|$327,573|

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