# Local 445 Annuity Fund DC Plan
Source: https://planprovider.pro/companies/local-445-annuity-fund-plan

> Local 445 Annuity Fund's DC plan: 387 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Local 445 Annuity Fund

- **Sponsor EIN:** 141731806

- **Sponsor Address:** 15 STONE CASTLE ROAD, ROCK TAVERN, NY, 12575

- **Plan Type:** DC

- **Total Participants:** 387

- **Total Assets:** $17.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|387|$17.7M|$1.2M|$0|

| 2023|368|$17.7M|$1.2M|$0|

| 2022|353|$17.9M|$1.2M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MSPC|NONE|$31,649|—|$31,649|

| STACEY BRAUN ASSOCIATES, INC.|NONE|$22,215|—|$22,215|

| MERRILL LYNCH|NONE|$17,000|—|$17,000|

| BARNES, IACCARINO & SHEPHERD LLP|NONE|$15,220|—|$15,220|

| BANK OF NEW YORK MELLON|NONE|$11,000|—|$11,000|

| STONE CASTLE REALTY|RELATED FUND|$8,445|—|$8,445|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MSPC](https://planprovider.pro/provider/mspc-certified-public-accountants-and) — NONE

- [MERRILL LYNCH](https://planprovider.pro/provider/merrill-lynch) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $105,529

- **Estimated Expense Ratio:** 0.596% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$174,368|$39,215|—|$31,649|—|

| 2023|$196,373|$41,408|—|$18,898|—|

| 2022|$229,337|$50,108|—|—|$44,897|

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