# Local 400 Food Terminal Employees Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/local-400-food-terminal-employees-welfare-fund-346727973-501

> Local 400 Food Terminal Employees Welfare Fund's Health & Welfare plan: 158 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Local 400 Food Terminal Employees Welfare Fund

- **Sponsor EIN:** 346727973

- **Sponsor Address:** 707 BROOKPARK ROAD, CLEVELAND, OH, 441095817

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 158

- **Total Assets:** $4.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|158|$4.9M|$2.9M|$67,509|

| 2023|161|$4.2M|$2.9M|$100,007|

| 2022|160|$3.5M|$2.9M|$158,174|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CIUNI & PANICHI, INC.|Other Service Provider|$19,231|—|$19,231|

| BONNIE MANNING|Other Service Provider|$15,746|—|$15,746|

| DIANNA BROWN|Other Service Provider|$12,043|—|$12,043|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $47,020

- **Estimated Expense Ratio:** 0.962% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$133,061|$5,963|—|$19,231|—|

| 2023|$155,213|$5,144|—|$23,454|—|

| 2022|$184,053|$2,798|—|—|$22,131|

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