# Local 14-M Health And Welfare Fund 401(k) Plan
Source: https://planprovider.pro/companies/local-14-m-health-and-welfare-fund-231599630-501

> Local 14-M Health And Welfare Fund's 401(k) plan: 181 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Local 14-M Health And Welfare Fund

- **Sponsor EIN:** 231599630

- **Sponsor Address:** 3460 N. DELAWARE AVENUE, PHILADELPHIA, PA, 19134

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 181

- **Total Assets:** $8.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|181|$8.3M|$2.9M|$737,932|

| 2023|245|$7.8M|$3.2M|$755,024|

| 2022|229|$7.5M|$3.2M|$802,694|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| AETNA LIFE INSURANCE CO.|Other Service Provider|$150,774|—|$150,774|

| RICHARD GABRIEL ASSOCIATES|Other Service Provider|$91,725|—|$91,725|

| GCC IBT DISTRICT COUNCIL 9|Other Service Provider|$42,445|—|$42,445|

| NOVAK FRANCELLA, LLC|Auditor|$15,238|—|$15,238|

| BENECARD SERVICES INC|Other Service Provider|$6,261|—|$6,261|

| MARKOWITZ & RICHMAN|Other Service Provider|$5,200|—|$5,200|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [NOVAK FRANCELLA, LLC](https://planprovider.pro/provider/novak-francella-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $311,643

- **Estimated Expense Ratio:** 3.767% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$173,584|—|—|$14,000|—|

| 2023|$133,638|—|—|$14,000|—|

| 2022|$110,169|—|—|—|$71,448|

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