# Lincoln County Bancorp, INC 401(k) Plan
Source: https://planprovider.pro/companies/lincoln-county-bancorp-inc-431250707-002

> Lincoln County Bancorp, INC&#39;s 401(k) plan: 280 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Lincoln County Bancorp, INC

- **Sponsor EIN:** 431250707

- **Sponsor Address:** PO BOX G, TROY, MO, 63379

- **Plan Type:** 401(k)

- **Plan Number:** 002

- **Total Participants:** 280

- **Total Assets:** $15.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|280|$15.9M|$0|$0|

| 2024|187|$14.4M|$548,546|$0|

| 2023|192|$12.0M|$516,635|$0|

| 2022|185|$11.0M|$475,465|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| USI CONSULTING GROUP|Other Service Provider|$41,994|—|$41,994|

| ANDERS MINKLER HUBER & HELM, LLP|Other Service Provider|$15,074|—|$15,074|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $57,068

- **Estimated Expense Ratio:** 0.360% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$1,295,906|—|—|$15,074|—|

| 2024|$42,123|—|—|$14,500|—|

| 2023|$38,899|—|—|$13,500|—|

| 2022|$35,143|—|—|—|$35,143|

## Similar Plans

- [Commerce Bancshares, INC.](https://planprovider.pro/companies/commerce-bancshares-inc-401k-plan) — 4,874 participants

- [Umb Financial Corporation](https://planprovider.pro/companies/umb-financial-corporation-401k-plan) — 3,665 participants

- [Umb Financial Corporation](https://planprovider.pro/companies/umb-financial-corporation-plan-004) — 3,389 participants

- [Enterprise Financial Services Corp](https://planprovider.pro/companies/enterprise-financial-services-corp-401k-plan) — 1,836 participants

- [Dickinson Financial Corporation](https://planprovider.pro/companies/dickinson-financial-corporation-401k-plan) — 1,084 participants

- [First Bank](https://planprovider.pro/companies/first-bank-401k-plan-002-1490) — 949 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/lincoln-county-bancorp-inc-431250707-002)

&copy; 2026 PlanProvider.Pro
