# Lemonade, INC. 401(k) Plan
Source: https://planprovider.pro/companies/lemonade-inc-401k-plan

> Lemonade, INC.'s 401(k) plan: 795 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Lemonade, INC.

- **Sponsor EIN:** 320469673

- **Sponsor Address:** 5 CROSBY STREET, NEW YORK, NY, 10013

- **Plan Type:** 401(k)

- **Total Participants:** 795

- **Total Assets:** $39.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|795|$39.6M|$2.6M|$4.8M|

| 2023|849|$30.4M|$2.6M|$5.0M|

| 2022|750|$13.9M|$1.9M|$3.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$61,804|—|$61,804|

| CETERA INVESTMENT ADVISORS LLC|ADVISOR|$25,067|—|$25,067|

| CREATIVE PLANNING HOLDCO, LLC|CONSULTANT|$6,667|—|$6,667|

| INSERO & CO CPA'S LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [CREATIVE PLANNING HOLDCO, LLC](https://planprovider.pro/provider/creative-planning) — CONSULTANT

- [INSERO & CO CPA'S LLP](https://planprovider.pro/provider/insero-and-co-cpas-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $93,538

- **Estimated Expense Ratio:** 0.236% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$93,538|$25,067|—|—|—|

| 2023|$92,473|$34,656|—|—|—|

| 2022|$42,657|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/lemonade-inc-401k-plan)

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