# Laborers' Union-No 91 Welfare Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/laborers-union-no-91-welfare-fund-160776158-501

> Laborers' Union-No 91 Welfare Fund's Health & Welfare plan: 711 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Laborers' Union-No 91 Welfare Fund

- **Sponsor EIN:** 160776158

- **Sponsor Address:** 4500 WITMER INDUSTRIAL ESTATES, NIAGARA FALLS, NY, 14305

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 711

- **Total Assets:** $7.5M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|711|$7.5M|$3.5M|$282,558|

| 2023|662|$6.7M|$2.9M|$318,509|

| 2022|650|$6.0M|$3.3M|$341,400|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WILLIAM GRACE|Other Service Provider|$110,555|—|$110,555|

| KIMBERLY CORSARO|Other Service Provider|$55,103|—|$55,103|

| ARCARA LENDA EUSANIO & STACEY CPAS|Other Service Provider|$49,603|—|$49,603|

| JBM COMPUTER CONSULTANTS INC.|Other Service Provider|$30,985|—|$30,985|

| WELLS FARGO|Other Service Provider|$19,893|—|$19,893|

| LIPSITZ GREEN SCIME & CAMBRIA|Other Service Provider|$12,641|—|$12,641|

| PCA TECHNOLOGY GROUP, INC|Other Service Provider|$7,981|—|$7,981|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $286,761

- **Estimated Expense Ratio:** 3.817% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$388,497|$19,893|—|$49,603|—|

| 2023|$376,230|$18,198|—|$44,914|—|

| 2022|$477,040|$15,511|—|—|$110,487|

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