# Laborers District Council Defined Contribution Retirement Plan 403(b) Plan
Source: https://planprovider.pro/companies/laborers-district-council-defined-contribution-retirement-plan-403b-plan

> Laborers District Council Defined Contribution Retirement Plan's 403(b) plan: 2,274 participants, plan year 2024 financials, providers, and benchmarks from F…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Laborers District Council Defined Contribution Retirement Plan

- **Sponsor EIN:** 520749130

- **Sponsor Address:** 7130 COLUMBIA GATEWAY DR. SUITE A, COLUMBIA, MD, 210462966

- **Plan Type:** 403(b)

- **Total Participants:** 2,274

- **Total Assets:** $4.3M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** Yes

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|2,274|$4.3M|$549,148|$0|

| 2023|1,885|$3.7M|$657,494|$0|

| 2022|1,235|$3.0M|$576,226|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CARDAY ASSOCIATES, INC.|NONE|$35,561|—|$35,561|

| MORGAN STANLEY SMITH BARNEY LLC|NONE|$29,298|—|$29,298|

| NOVAK FRANCELLA, LLC|NONE|$26,876|—|$26,876|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY SMITH BARNEY LLC](https://planprovider.pro/provider/morgan-stanley) — NONE

- [NOVAK FRANCELLA, LLC](https://planprovider.pro/provider/novak-francella-llc) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $91,735

- **Estimated Expense Ratio:** 2.149% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$107,563|$28,815|$35,561|$26,876|—|

| 2023|$128,179|$26,429|$32,822|—|—|

| 2022|$96,180|$24,281|$34,284|—|$30,196|

## Similar Plans

- [Laborers District Council Pension And Disability Trust Fund No. 2](https://planprovider.pro/companies/laborers-district-council-pension-and-disability-trust-fund-no-2-plan) — 1,975 participants

- [Trend Health Partners, LLC](https://planprovider.pro/companies/trend-health-partners-llc-401k-plan) — 317 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/laborers-district-council-defined-contribution-retirement-plan-403b-plan)

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