# Laborers Agc Trust Of Montana Health & W Health & Welfare Plan
Source: https://planprovider.pro/companies/laborers-agc-trust-of-montana-health-w-811094866-501

> Laborers Agc Trust Of Montana Health & W's Health & Welfare plan: 720 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Laborers Agc Trust Of Montana Health & W

- **Sponsor EIN:** 811094866

- **Sponsor Address:** 1322 NORTH POST PL, SPOKANE, WA, 99201

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 720

- **Total Assets:** $19.6M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|720|$19.6M|$9.6M|$258,322|

| 2023|713|$20.0M|$10.0M|$210,584|

| 2022|650|$18.3M|$9.1M|$236,112|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ZENITH AMERICAN SOLUTIONS, INC.|Other Service Provider|$285,739|—|$285,739|

| PREMERA BLUE CROSS|Other Service Provider|$240,848|—|$240,848|

| PROPEL INSURANCE|Other Service Provider|$87,827|—|$87,827|

| FIRST INTERSTATE WEALTH MANAGEMENT|Other Service Provider|$54,301|—|$54,301|

| DELTA DENTAL|Other Service Provider|$47,509|—|$47,509|

| LIFEMAP ASSURANCE|Other Service Provider|$43,428|—|$43,428|

| TURNER, STOEVE & GAGLIARDI, P.S.|Other Service Provider|$35,960|—|$35,960|

| INNOVATIVE CARE MANAGEMENT INC.|Other Service Provider|$33,389|—|$33,389|

| US BANK|Recordkeeper|$24,968|—|$24,968|

| EXPRESS SCRIPTS, INC.|Other Service Provider|$19,055|—|$19,055|

| ANASTASI, MOORE & MARTIN, PLLC|Auditor|$13,790|—|$13,790|

| H.G. GUS SAND & ASSOCIATES|Other Service Provider|$6,958|—|$6,958|

| MILLIMAN, INC|Recordkeeper|$6,500|—|$6,500|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [US BANK](https://planprovider.pro/provider/john-hancock) — Recordkeeper

- [ANASTASI, MOORE & MARTIN, PLLC](https://planprovider.pro/provider/anastasi-moore-and-martin-pllc) — Auditor

- [MILLIMAN, INC](https://planprovider.pro/provider/milliman) — Recordkeeper

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $900,272

- **Estimated Expense Ratio:** 4.600% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$917,578|$79,269|$616,505|$13,790|—|

| 2023|$827,934|$59,717|$551,857|$13,790|—|

| 2022|$804,558|$64,897|$511,698|—|$96,691|

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