# L'Oreal Usa, INC. 401(k) Plan
Source: https://planprovider.pro/companies/l-oreal-usa-inc-401k-plan

> L'Oreal Usa, INC.'s 401(k) plan: 8,887 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** L'Oreal Usa, INC.

- **Sponsor EIN:** 221539735

- **Sponsor Address:** 50 CONNELL DRIVE, BERKELEY HEIGHTS, NJ, 07922

- **Plan Type:** 401(k)

- **Total Participants:** 8,887

- **Total Assets:** $2.0B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|8,887|$2.0B|$35.0M|$83.9M|

| 2023|8,911|$1.8B|$32.5M|$77.9M|

| 2022|8,508|$1.5B|$29.5M|$69.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BDO USA, P.C.|Auditor|$41,500|—|$41,500|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BDO USA, P.C.](https://planprovider.pro/provider/bdo-usa-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $41,500

- **Estimated Expense Ratio:** 0.002% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$700,149|$119,257|—|$41,500|—|

| 2023|$701,394|$115,261|—|$41,500|—|

| 2022|$774,750|$235,032|—|—|$47,513|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/l-oreal-usa-inc-401k-plan)

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