# L & N Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/l-n-federal-credit-union-401k-plan

> L & N Federal Credit Union's 401(k) plan: 297 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** L & N Federal Credit Union

- **Sponsor EIN:** 610508496

- **Sponsor Address:** 9115 SMYRNA PARKWAY, LOUISVILLE, KY, 402291415

- **Plan Type:** 401(k)

- **Total Participants:** 297

- **Total Assets:** $35.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|297|$35.7M|$1.6M|$1.5M|

| 2023|299|$32.6M|$1.6M|$1.5M|

| 2022|283|$28.7M|$1.4M|$1.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| DEMING MALONE LIVESAY AND OSTROFF|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$63,276|$4,369|—|—|—|

| 2023|$34,069|$3,532|—|—|—|

| 2022|$25,398|$753|—|—|—|

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