# L. C. Whitford Co., INC. 401(k) Plan
Source: https://planprovider.pro/companies/l-c-whitford-co-inc-401k-plan

> L. C. Whitford Co., INC.'s 401(k) plan: 149 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** L. C. Whitford Co., INC.

- **Sponsor EIN:** 160789973

- **Sponsor Address:** 164 NORTH MAIN STREET, WELLSVILLE, NY, 148951152

- **Plan Type:** 401(k)

- **Total Participants:** 149

- **Total Assets:** $12.3M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|149|$12.3M|$429,051|$469,233|

| 2023|156|$11.4M|$284,357|$418,559|

| 2022|142|$10.0M|$305,535|$406,133|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FRONTIER FINANCIAL GROUP, LLC|INVESTMENT MANAGEMENT|$33,526|—|$33,526|

| PROFESSIONAL CAPITAL SERVICES, LLC|CONTRACT ADMINSTRATOR|$30,360|—|$30,360|

| LEVEL FINANCIAL ADVISORS, INC.|INVESTMENT ADVISOR|$11,175|—|$11,175|

| PROTO & LOSKEY, LLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [PROFESSIONAL CAPITAL SERVICES, LLC](https://planprovider.pro/provider/pcs-retirement-llc) — CONTRACT ADMINSTRATOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $75,061

- **Estimated Expense Ratio:** 0.610% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$75,062|$44,702|$30,360|—|—|

| 2023|$74,897|$39,820|$35,077|—|—|

| 2022|$53,345|$20,054|$33,291|—|—|

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