# Kinecta Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/kinecta-federal-credit-union-401k-plan

> Kinecta Federal Credit Union's 401(k) plan: 690 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Kinecta Federal Credit Union

- **Sponsor EIN:** 956038909

- **Sponsor Address:** 1440 ROSECRANS AVENUE, MANHATTAN BEACH, CA, 90266

- **Plan Type:** 401(k)

- **Total Participants:** 690

- **Total Assets:** $136.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|690|$136.1M|$2.6M|$6.0M|

| 2023|824|$125.9M|$2.9M|$7.0M|

| 2022|863|$106.7M|$2.9M|$6.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$154,203|—|$154,203|

| TURNER, WARREN HWANG & CONRAD A|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $154,203

- **Estimated Expense Ratio:** 0.113% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$154,203|—|—|—|—|

| 2023|$134,800|—|—|—|—|

| 2022|$138,078|—|$138,078|—|—|

## Similar Plans

- [Safe Credit Union](https://planprovider.pro/companies/safe-credit-union-401k-plan) — 684 participants

- [Misson Federal Credit Union](https://planprovider.pro/companies/mission-federal-credit-union-401k-plan) — 625 participants

- [Travis Credit Union](https://planprovider.pro/companies/travis-credit-union-401k-plan) — 605 participants

- [Valley Strong Credit Union](https://planprovider.pro/companies/valley-strong-credit-union-401k-plan) — 574 participants

- [Educational Employees Credit Union](https://planprovider.pro/companies/educational-employees-credit-union-plan-002) — 567 participants

- [San Diego County Credit Union](https://planprovider.pro/companies/san-diego-county-credit-union-401k-plan) — 833 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/kinecta-federal-credit-union-401k-plan)

© 2026 PlanProvider.Pro