# Joint Board Roofers Union Local No 70 Insurance Trust Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/joint-board-roofers-union-local-no-70-insurance-trust-fund-382818643-504

> Joint Board Roofers Union Local No 70 Insurance Trust Fund's Health & Welfare plan: 449 participants, plan year 2024 financials, providers, and benchmarks fr…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Joint Board Roofers Union Local No 70 Insurance Trust Fund

- **Sponsor EIN:** 382818643

- **Sponsor Address:** 1451 OLD PINCKNEY ROAD, HOWELL, MI, 48843

- **Plan Type:** Health & Welfare

- **Plan Number:** 504

- **Total Participants:** 449

- **Total Assets:** $8.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|449|$8.9M|$5.1M|$134,226|

| 2023|363|$8.9M|$5.3M|$243,838|

| 2022|291|$7.8M|$4.7M|$230,741|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BENESYS, INC.|Other Service Provider|$122,314|—|$122,314|

| LAURA LONDON|Other Service Provider|$36,421|—|$36,421|

| ROOFERS JOINT EDUCATION TRUST FUND|Other Service Provider|$35,495|—|$35,495|

| BULTYNCK & CO., PLLC|Other Service Provider|$14,900|—|$14,900|

| MONROE & ASSOCIATES, INC.|Other Service Provider|$11,500|—|$11,500|

| SEGAL SELECT INSURANCE SERVICES|Other Service Provider|$11,266|—|$11,266|

| BENDA, GRACE, STULZ & CO|Other Service Provider|$8,608|—|$8,608|

| PNC BANK|Other Service Provider|$7,891|—|$7,891|

| JAMES D. NAIDA, PC|Other Service Provider|$5,320|—|$5,320|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $253,715

- **Estimated Expense Ratio:** 2.851% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$237,797|$15,144|$63,818|$16,011|—|

| 2023|$228,893|$12,646|$70,983|$14,600|—|

| 2022|$217,936|$10,695|$70,003|—|$28,082|

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