# Joint Board Of Trustees Plumbers & Pipefitters Local 85 Retirement DC Plan
Source: https://planprovider.pro/companies/joint-board-of-trustees-plumbers-pipefitters-local-85-retirement-plan

> Joint Board Of Trustees Plumbers & Pipefitters Local 85 Retirement's DC plan: 683 participants, plan year 2024 financials, providers, and benchmarks from For…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Joint Board Of Trustees Plumbers & Pipefitters Local 85 Retirement

- **Sponsor EIN:** 320478132

- **Sponsor Address:** 700 TOWER DRIVE, SUITE 300, TROY, MI, 48098

- **Plan Type:** DC

- **Total Participants:** 683

- **Total Assets:** $11.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|683|$11.7M|$2.0M|$0|

| 2023|629|$8.9M|$1.6M|$0|

| 2022|517|$6.6M|$1.3M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| NOVARA, TESIJA & CATENACCI, PLLC|NONE|$41,735|—|$41,735|

| EMPOWER TRUST COMPANY, LLC|NONE|$25,126|—|$25,126|

| MARQUETTE ASSOCIATES, INC.|NONE|$10,000|—|$10,000|

| BENESYS, INC.|NONE|$6,920|—|$6,920|

| REIMOLD PRINTING|NONE|$6,683|—|$6,683|

| BULTYNCK & CO., P.L.L.C.|Auditor|$5,074|—|$5,074|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $95,538

- **Estimated Expense Ratio:** 0.818% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$214,282|$141,845|$7,426|$5,074|—|

| 2023|$191,246|$134,745|$6,050|$9,891|—|

| 2022|$162,637|$91,737|$6,600|—|$56,323|

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