# Joint Board Of Trustees Of The Ua Local 190 Health & Welfare Plan Health & Welfare Plan
Source: https://planprovider.pro/companies/joint-board-of-trustees-of-the-ua-local-190-health-welfare-plan-386065578-501

> Joint Board Of Trustees Of The Ua Local 190 Health & Welfare Plan's Health & Welfare plan: 1,283 participants, plan year 2024 financials, providers, and benc…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Joint Board Of Trustees Of The Ua Local 190 Health & Welfare Plan

- **Sponsor EIN:** 386065578

- **Sponsor Address:** 700 TOWER DRIVE, TROY, MI, 48098

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 1,283

- **Total Assets:** $36.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,283|$36.0M|$20.4M|$1.3M|

| 2023|1,254|$33.9M|$19.7M|$1.3M|

| 2022|1,205|$31.8M|$17.9M|$1.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS BLUE SHIELD OF MICHIGAN|Other Service Provider|$825,721|—|$825,721|

| TIC MIDWEST, LLC|Other Service Provider|$192,882|—|$192,882|

| BENEFITS PARTNER LLC|Other Service Provider|$63,350|$20,274|$83,624|

| FERGUSON WIDMAYER & CLARK PC|Other Service Provider|$60,724|—|$60,724|

| DELTA DENTAL OF MICHIGAN|Other Service Provider|$55,922|—|$55,922|

| BENESYS, INC.|Other Service Provider|$54,562|—|$54,562|

| UA LOCAL 190|Other Service Provider|$30,188|—|$30,188|

| BENNETT & ASSOCIATES CPAS PLLC|Auditor|$29,729|—|$29,729|

| O'SULLIVAN ASSOCIATES, INC.|Other Service Provider|$26,167|—|$26,167|

| WEX HEALTH, INC.|ERISA Attorney|$21,978|—|$21,978|

| NOVARA TESIJA CATENACCI MCDONALD &|Other Service Provider|$16,497|—|$16,497|

| COMERICA|Other Service Provider|$10,098|—|$10,098|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BENNETT & ASSOCIATES CPAS PLLC](https://planprovider.pro/provider/bennett-and-associates-cpas-pllc) — Auditor

- [WEX HEALTH, INC.](https://planprovider.pro/provider/dla-piper) — ERISA Attorney

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,408,092

- **Estimated Expense Ratio:** 3.912% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,310,984|$4,000|$1,108,478|$29,729|—|

| 2023|$1,218,547|$4,000|$1,027,078|$27,490|—|

| 2022|$1,182,057|$4,000|$1,001,758|—|$104,570|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/joint-board-of-trustees-of-the-ua-local-190-health-welfare-plan-386065578-501)

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