# Joint Board Of Trustees Ldc Of Va Health & Welfare Trust Fund Health & Welfare Plan
Source: https://planprovider.pro/companies/joint-board-of-trustees-ldc-of-va-health-welfare-trust-fund-546070422-501

> Joint Board Of Trustees Ldc Of Va Health & Welfare Trust Fund's Health & Welfare plan: 144 participants, plan year 2024 financials, providers, and benchmarks…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Joint Board Of Trustees Ldc Of Va Health & Welfare Trust Fund

- **Sponsor EIN:** 546070422

- **Sponsor Address:** P.O. BOX 1769, SALEM, VA, 24153

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 144

- **Total Assets:** $3.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|144|$3.3M|$1.3M|$35,978|

| 2023|187|$4.1M|$1.6M|$53,227|

| 2022|203|$3.8M|$1.6M|$64,809|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| LAWRENCE C. MUSGROVE ASSOC. INC.|Other Service Provider|$112,200|—|$112,200|

| ANTHEM|Investment Advisor|$62,697|—|$62,697|

| THE SEGAL COMPANY|Other Service Provider|$60,968|—|$60,968|

| AMERICAN BENEFIT CORPORATION|Other Service Provider|$42,000|—|$42,000|

| MORGAN STANLEY SMITH BARNEY|Recordkeeper|$18,607|—|$18,607|

| ANDERSON & REED, LLP|Auditor|$16,000|—|$16,000|

| AMERICAN HEALTH HOLDING|Other Service Provider|$15,781|—|$15,781|

| ABATO, RUBENSTEIN AND ABATO,PA|Other Service Provider|$6,580|—|$6,580|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ANTHEM](https://planprovider.pro/provider/marsh-mclennan-agency) — Investment Advisor

- [MORGAN STANLEY SMITH BARNEY](https://planprovider.pro/provider/jp-morgan-asset-management) — Recordkeeper

- [ANDERSON & REED, LLP](https://planprovider.pro/provider/anderson-and-reed-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $334,833

- **Estimated Expense Ratio:** 10.173% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$552,792|$18,607|$112,200|$16,000|—|

| 2023|$586,140|$29,235|$112,200|$16,000|—|

| 2022|$600,619|$32,606|$112,200|—|$112,215|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/joint-board-of-trustees-ldc-of-va-health-welfare-trust-fund-546070422-501)

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